Safeway Insurance Auto Accident Claims Attorneys in Alabama

Car accidents in Alabama reflect a persistent challenge in improving roadway safety across the state. According to the Alabama Department of Transportation and the Alabama Law Enforcement Agency (ALEA), motor vehicle crashes are a leading cause of fatalities and injuries in the state. In recent years, Alabama has seen more than 900 traffic-related deaths each year, with thousands more suffering from non-fatal injuries. In a recent year, there were 978 traffic fatalities, marking a slight increase in years past. This traffic figure highlights the continued risk drivers face on the roadways in Alabama. Many of these accidents are caused by at-fault drivers who have Safeway Insurance. If you are victimized by the careless or negligent driving of someone insured by Safeway Insurance, then you’ll need tough and aggressive attorneys fighting for you.

The skilled Alabama Safeway Insurance car accident claims attorneys have decades of experience getting maximum compensation for those injured on Alabama’s roadways through no fault of their own. You can reach us for a FREE and CONFIDENTIAL consultation at 205.324.3600 or 844.LAW.TALK or online here.

Accidents on Alabama Roadways

Several factors contribute to Alabama’s high accident rates. Distracted driving remains one of the leading causes of accidents. Many accidents are caused by persistent usage of mobile phones, in particular texting while driving. Despite efforts to address this issue, distracted driving continues to be a significant concern, particularly among younger drivers. Speeding is another major factor, with drivers often exceeding the speed limits, especially in rural areas where road conditions can be unpredictable. Additionally, driving under the influence of alcohol or drugs remains a serious problem, with impaired driving contributing to a significant number of fatal accidents.

Weather conditions in Alabama can also play a role in car accidents, especially during the winter months when fog, rain, and icy conditions become more prevalent. Given that many drivers in Alabama lack experience in driving on icy roads, these winter-time conditions increase the risk of motor vehicle accidents. These weather-related crashes tend to increase during periods of severe storms, such as the frequent thunderstorms and tornadoes that impact the state. Additionally, rural areas of Alabama are often more prone to accidents due to less frequent law enforcement presence, fewer road improvements, and poor lighting in certain areas.

Although urban areas like Birmingham and Montgomery also experience high traffic volumes, rural roads have seen a higher rate of fatal crashes. Motorcycle accidents are also a growing concern in Alabama. While motorcycles account for a smaller percentage of total vehicles on the road, they are disproportionately involved in fatal crashes because of the lack of any occupant protection systems. In a recent year, there were 134 motorcycle fatalities in Alabama, a troubling number given the vulnerability of motorcyclists in the event of a crash. Helmet laws, road conditions, and the behavior of both motorcyclists and other drivers contribute to these incidents.

Alabama Investments in Reducing Crashes

Despite these challenges, Alabama has made efforts to address the rising accident rates through road safety initiatives and public awareness campaigns. The state has invested in improving infrastructure, such as upgrading road signs, improving lighting in high-risk areas, and adding rumble strips on highways. Alabama has also invested significant money towards adding guardrails at various locations on interstates to prevent out of control vehicles from crossing over the median and into oncoming traffic.

Additionally, law enforcement agencies have ramped up efforts to enforce speed limits, crack down on impaired driving, and increase awareness of the dangers of distracted driving. While these initiatives are steps in the right direction, reducing the number of accidents and fatalities on Alabama’s roads will require continued education, improved infrastructure, and a greater focus on changing driver behavior.

However, no matter how much time, effort and money are invested in reducing car accidents, they will still occur. Many of these accidents will involve an at-fault party that is insured by Safeway Insurance. If you or someone you love has been injured in an accident in which the at-fault driver is insured by Safeway, be sure to contact the Alabama Safeway Insurance car accident attorneys at Hollis, Wright & Clay, P.C. We will spare no expense in ensuring you receive the compensation you deserve.

Safeway Insurance Adjusters are NOT on Your Side

While Safeway Insurance offers competitive rates and a variety of coverage options, there are some potential drawbacks. Additionally, Safeway Insurance adjusters, as with other insurance companies, are not on your side. What does it mean when we say Safeway Insurance is not on your side? Safeway Insurance is in business to protect the insurance company’s bottom line. If the at-fault driver has insurance with Safey, then Safeway has certain duties and obligations to their insured, the at-fault driver. Safeway does not have any responsibilities to take care of you, the victim. So don’t be fooled if a Safeway adjuster calls you after an accident and acts as if they want to help take care of you. What this really means is that Safeway is interested in paying you the least amount of money as quickly as possible in exchange for your settling the claim and signing a settlement and release agreement.

Insurance companies, including Safeway, will use many tactics to try to settle your case for as little money as possible.

1. Disputing Liability: Safeway may try to argue that the victim shares some of the blame. For example, they may try to argue that the accident victim shares some of the blame for causing the collision. For example, they might claim the victim was speeding or not following traffic laws, even if the Safeway insured was the primary cause of the accident. The insurance company may also question specific circumstances of the accident to reduce the amount they have to pay. They may request additional evidence, such as police reports, photos, or witness statements, and even conduct their own investigations.
2. Lowballing Settlement Offers: To settle quickly and cheaply, Safeway Insurance may offer a settlement that is lower than the actual damages, hoping the accident victim will accept the offer. This often happens before the full extent of injuries or property damage is known. If the victim’s injuries require ongoing medical treatment or long-term care, Safeway may try to settle the claim for an amount that only covers initial medical expenses, not considering future medical costs, pain and suffering, or even lost wages.
3. Delaying the Claims Process: Safeway may delay the claims process or require extensive documentation to frustrate the victim into accepting a smaller settlement or giving up on the claim altogether. They may also require extensive documentation to slow things down. Delays may be a strategy to wear down a claimant or increase the chances they will accept less.
4. Challenging Medical Evidence: Safeway often challenges the severity of injuries, especially if the victim has ongoing or complex medical issues. Safeway might argue that the injuries were pre-existing or not caused by the accident to avoid paying for medical expenses. They may also request that the victim undergo an Independent Medical Examination (IME) conducted by a doctor they choose.
5. Using Policy Exclusions: Insurance companies like Safeway may try to deny coverage based on exclusions in the policy. For example, if the at-fault driver was not covered for certain types of accidents or that the policy had lapsed at the time of the incident.

Protecting Yourself Against the Insurance Company’s Schemes and Tactics

While the insurance company may use several tactics to prevent you from getting the compensation you deserve, keep in mind that, by law, you are entitled to money for your lost wages, medical bills, pain and suffering, emotional distress, permanent injury and more. A few things you can do to make sure your claim is successful:

• Document Everything: Keep detailed records of the accident, injuries, medical treatments, and all communications with the insurance company.
• Witnesses: Independent witnesses to an accident can prove critical to proving your case. Don’t assume that the names of any witnesses will automatically appear on the accident report. If possible, get the names and phone numbers of any witnesses at the scene.
• Always Consult an Attorney: An attorney has the resources and the knowledge to handle your claim while you rest and recover.
• Know Your Rights: Be aware of the laws in your state and your insurance policy details to avoid being taken advantage of.

Help After Your Accident

The skilled Alabama Safeway Insurance car accident claim attorneys at Hollis, Wright & Clay, P.C. are here to help you after your accident. We handle and negotiate with insurance companies on a daily basis and will handle your claim while you recover from your injuries. We will use a variety of resources, including financial and manpower, to create an accurate timeline of your accident and ensure you are financially compensated.

If you or a family member has been injured in an accident by an at-fault driver who is covered by Safeway Insurance, you can reach us online here or at 205.324.3600 or 1.800.LAW.TALK.

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