Geico Insurance Car Accident Claims Attorney

Automobile Accidents on Alabama Major Roadways

Some of the most dangerous roads in Alabama are notorious for high accident rates and fatalities, largely due to design, traffic volume, and hazardous conditions. U.S. route 431, often dubbed “Highway to Hell” is infamous for its sharp curves, lack of proper lighting, and high-speed traffic, making it a hotspot for deadly crashes. Interstate 20, particularly the stretch between Birmingham and the Georgia state line, is another high-risk roadway due to its heavy traffic, especially from large commercial trucks. Major north-south interstate I-65 also poses danger, with congested areas around Birmingham and Montgomery. Additionally, Highway 280, a highly trafficked route between Birmingham and Auburn, is known for its numerous intersections and high-speed crashes. These roads are further complicated by frequent driver distractions, speeding, and occasional adverse weather, making them some of Alabama’s most perilous routes.

GEICO Insurance Covers At-Fault Drivers in Alabama

While the major highways and roads pose a higher-than-normal risk of an automobile accident, there is of course risk on all of Alabama roadways. Car accidents in Alabama pose significant dangers due to a combination of factors, including high-speed rural roads, unpredictable weather conditions, and a high rate of impaired driving. The state’s vast network of highways and county roads, particularly in rural areas, contributes to a higher likelihood of fatal collisions, as emergency response times tend to be slower. In addition, seatbelt usage is unfortunately less frequent in the rural areas of Alabama.

If you’ve been injured or lost a loved one in a car accident, the at-fault driver may have liability insurance coverage with GEICO Insurance. If so, then you need the GEICO car accident claims attorneys at Hollis, Wright & Clay, P.C. on your side to get you the compensation that you deserve. Contact us here online or via phone at 205.324.3600 or 844.LAW.TALK.

GEICO Insurance Claims Attorneys Here for You

GEICO, Government Employees Insurance Company, is one of the largest and most well-known auto insurance companies in the United States. It offers a variety of insurance products, with car insurance being one of its main services. As with all car insurance companies, GEICO has its pitfalls and disadvantages. Specifically, GEICO has limited availability of local agents and operates primarily online and via phone. Due to their agents not being local, some coverage options might be more basic compared to specialized or regional insurers.

How Car Insurance Companies Try to Avoid Paying Victims Fair Compensation

The Alabama GEICO Insurance car accident claims attorneys at Hollis, Wright & Clay, P.C are here for you and are skilled in taking on large insurance companies, including GEICO. Don’t let large insurance companies take advantage of you. These insurance companies are not on your side after an accident. Their goal is to pay you as little as possible in damages after your accident.

GEICO and other car insurance companies often take advantage of car accident victims by using tactics that prioritize profit, not compensating the person injured by the at-fault driver. They use various strategies to minimize or avoid paying out claims to accident victims. While they are required to settle legitimate claims on behalf of their insured or customer, they may attempt to reduce the payout or deny the claim entirely to protect their profits. Some of the common tactics include:

• Delaying the Process: Insurance companies might deliberately prolong the claims process by requesting excessive documentation, repeatedly asking for clarification, or failing to respond promptly. This can pressure the accident victim into accepting a lower settlement offer.
• Disputing Liability: Insurers may challenge who is at fault in the accident.
• Underestimating Damages: Insurers sometimes offer a lower settlement by undervaluing the victim’s damages. This can include low-balling medical evaluations, property damages, and non-economic damages like pain and suffering.
• Questioning Injuries: Insurance companies frequently scrutinize injury claims, especially in accidents involving soft-tissue injuries (i.e. whiplash), which can be hard to prove with medical evidence. They may argue the injuries are pre-existing.
• Using Recorded Statements: Many insurers ask for a recorded statement from accident victims early in the claims process. They may use these statements against the claimant later to find inconsistencies or omissions. Victims might unknowingly or accidentally say something that could weaken their case.
• Encouraging a Quick Settlement: Insurance companies may offer a fast settlement immediately after the accident, especially if they suspect the victim will have more severe or long-term injuries. Quick settlements can prevent the claimant from discovering the full extent of damages, including future medical costs, lost wages, or long-term pain.
• Denying the Claim Based on Policy Violations: Insurance companies may look for technicalities within the insurance policy, such as late reporting of the accident, misrepresentation of facts, or failure to follow certain procedures, to deny claims.
• Surveillance: Insurance companies may use private investigators to follow and record the accident victim to see if their behavior contradicts the claims of injury. Additionally, they may monitor social media accounts to see if activities contradict the claims of injury.
• Offering Partial Payment: Some insurance companies may offer to pay for certain portions of the claim, like vehicle repairs, but not for medical bills or other damages. They hope the claimant will settle for less than deserved in an effort to end the process.

If you are dealing with a car insurance company after an accident, it’s crucial to be aware of these strategies. The Alabama GEICO Insurance car accident claims attorneys at Hollis, Wright & Clay, P.C are here to help ensure you get the compensation you deserve.

Alabama GEICO Insurance Car Accident Attorneys Here for You

Let us help you avoid the pitfalls of handling large insurance companies and ensure you receive the compensation you deserve. We will handle everything while you rest and recover. Our skilled attorneys will use every resource available—financial and manpower—to ensure your claim is solid and ready to go to trial if need be. Contact us for a FREE and CONFIDENTIAL consultation. You will never owe money up front. We work on a contingency fee agreement, meaning we don’t get paid if we don’t recover financial damages for you. If we don’t recover, then the representation is FREE. You can reach us via phone at 844.LAW.TALK or 205.324.3600 or online here. Call TODAY and let us orchestrate your comeback story after your accident.

---